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History and Mission of Old National Bank

Old National Bank, often abbreviated as ONB, boasts a rich history that spans nearly two centuries. Established in 1834 in Evansville, Indiana, the institution has grown from a small community bank into one of the largest regional banks in the Midwest. Throughout its evolution, Old National Bank has remained steadfast in its mission to provide reliable, community-focused financial services while adapting to the demands of a changing banking landscape.

The bank’s core mission centers on improving the financial wellbeing of its clients, employees, and communities. This commitment is evident through ONB’s investment in financial education, support of local nonprofit organizations, and proactive corporate social responsibility efforts. With a strong regional footprint and deep community ties, Old National Bank emphasizes trust, integrity, and personalized service—values that continue to drive its growth and reputation.

Main Products and Services

Old National Bank offers a full spectrum of financial products and services designed to meet the needs of individuals, families, and businesses. These offerings fall into three primary categories: deposits, loans, and investments.

Deposit Accounts

ONB provides a variety of deposit products including:

• Checking Accounts: Ranging from basic accounts for everyday use to interest-bearing options with added benefits.
• Savings Accounts: Traditional savings, money market accounts, and certificates of deposit (CDs) are available with competitive interest rates and tiered options.
• Health Savings Accounts (HSAs): Designed for individuals with high-deductible health plans, offering tax advantages and easy access.

Each deposit account features online access, mobile check deposit, and fraud monitoring tools for enhanced security.

Loan Services

Old National Bank caters to a diverse borrowing clientele through:

• Home Loans: Mortgage options include fixed-rate, adjustable-rate, FHA, VA, and jumbo loans.
• Auto Loans: Competitive rates for new and used vehicle purchases or refinancing.
• Personal Loans and Lines of Credit: Unsecured lending solutions to cover various financial needs.
• Business Loans: Commercial lending, SBA loans, and agricultural financing are tailored to small and medium-sized enterprises.

The loan application process is streamlined, with prequalification available online and flexible repayment terms.

Investment and Wealth Management

For clients seeking to grow their wealth, ONB provides:

• Financial Planning: Access to certified financial advisors for retirement, college, and estate planning.
• Investment Services: Mutual funds, annuities, stocks, and bonds through ONB’s partnership with LPL Financial.
• Trust and Estate Services: Comprehensive trust management and legacy planning solutions.

Clients benefit from a personalized approach, with advisors working closely to create customized strategies.

Transition to Online: Web Version Capabilities

The rise of digital banking prompted Old National Bank to develop a robust and secure online banking platform that meets the expectations of modern users. The Old National Bank online experience is intuitive and feature-rich, allowing users to perform most banking tasks remotely.

Key Features:

• Account Management: View balances, transaction history, and statements.
• Funds Transfer: Move money between ONB accounts or to external banks.
• Bill Pay: Set up and schedule recurring or one-time payments.
• Zelle® Integration: Send and receive money with friends and family instantly.
• Card Management: Activate or deactivate debit cards, set alerts, and manage spending limits.

Security remains a top priority. The online platform uses multi-factor authentication, encrypted data transmission, and fraud detection tools to safeguard user information.

The website is also ADA-compliant, ensuring accessibility for users with disabilities. Furthermore, ONB’s educational blog and financial calculators empower users to make informed decisions about their finances.

Mobile Application: Functions and Advantages

The Old National Bank app complements the web experience with mobile-first capabilities, offering flexibility and convenience for on-the-go banking. Available for both iOS and Android devices, the app is highly rated for its user-friendly interface and functionality.

Highlights of the App:

• Mobile Check Deposit: Deposit checks by taking a photo with your smartphone.
• Instant Alerts: Get real-time notifications for transactions and account activity.
• Fingerprint and Face ID Login: Secure and fast access without typing passwords.
• Budgeting Tools: Track spending, categorize transactions, and set financial goals.
• Account Linking: View external bank and credit card accounts for a holistic view of finances.

Additionally, the app allows users to open new accounts, apply for loans, and connect with customer support through live chat or secure messaging. Its clean design and frequent updates ensure a smooth and efficient experience.

The Old National Bank app supports multiple layers of security, including biometric login, session timeout, and encryption technology, making it a reliable choice for digital banking.

Where to Download and How to Start Using

Getting started with Old National Bank online and the mobile app is straightforward. The process is designed to be user-friendly, even for those new to digital banking.

Download Instructions:

• iOS Users: Visit the Apple App Store and search for “Old National Bank.” Click download and install.
• Android Users: Go to the Google Play Store and search for the app by name. Tap install to begin.

Registration and Login:

• Enroll Online: First-time users must enroll via the ONB website or mobile app by providing personal details, such as account number, Social Security number, and email address.
• Create Login Credentials: Set a username and secure password.
• Verify Identity: Follow prompts for email or text message verification.
• Start Banking: Once registered, users can log in and begin exploring all the online and app-based features.

It is recommended to regularly update the app to ensure access to the latest features and security enhancements. ONB also offers customer support for setup assistance and troubleshooting.

Conclusion

Old National Bank has successfully balanced tradition with innovation. From its beginnings as a small community bank to its current status as a digital-forward regional institution, ONB exemplifies what it means to evolve with the times while staying true to its mission.

The bank’s comprehensive suite of services, from deposit accounts to investment advice, meets the needs of a wide customer base. Meanwhile, the transition to digital through Old National Bank online and the Old National Bank app reflects its commitment to convenience, security, and customer satisfaction.

Whether you're looking for a dependable financial partner for your personal or business needs, Old National Bank is well worth considering.